{"id":2210,"date":"2025-06-26T14:26:46","date_gmt":"2025-06-26T07:26:46","guid":{"rendered":"https:\/\/event.vietnamreport.net.vn\/ceosummit\/?p=2210"},"modified":"2025-07-18T14:29:05","modified_gmt":"2025-07-18T07:29:05","slug":"top-10-cong-ty-uy-tin-nganh-tai-chinh-nam-2025","status":"publish","type":"post","link":"https:\/\/event.vietnamreport.net.vn\/ceosummit\/blog\/2025\/06\/26\/top-10-cong-ty-uy-tin-nganh-tai-chinh-nam-2025\/","title":{"rendered":"Top 10 C\u00f4ng ty uy t\u00edn ng\u00e0nh T\u00e0i ch\u00ednh n\u0103m 2025"},"content":{"rendered":"

Ng\u00e0y 26\/06\/2025, Vietnam Report c\u00f4ng b\u1ed1 danh s\u00e1ch Top 10 C\u00f4ng ty uy t\u00edn ng\u00e0nh T\u00e0i ch\u00ednh n\u0103m 2025. L\u1ec5 vinh danh c\u00e1c c\u00f4ng ty uy t\u00edn s\u1ebd di\u1ec5n ra v\u00e0o th\u00e1ng 08\/2025 t\u1ea1i TP. H\u1ed3 Ch\u00ed Minh.<\/strong><\/p>\n

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Top 10 C\u00f4ng ty uy t\u00edn ng\u00e0nh T\u00e0i ch\u00ednh \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng d\u1ef1a tr\u00ean nguy\u00ean t\u1eafc khoa h\u1ecdc v\u00e0 kh\u00e1ch quan. C\u00e1c C\u00f4ng ty \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1, x\u1ebfp h\u1ea1ng d\u1ef1a tr\u00ean 3 ti\u00eau ch\u00ed ch\u00ednh: (1) N\u0103ng l\u1ef1c t\u00e0i ch\u00ednh th\u1ec3 hi\u1ec7n tr\u00ean b\u00e1o c\u00e1o t\u00e0i ch\u00ednh n\u0103m g\u1ea7n nh\u1ea5t; (2) Uy t\u00edn truy\u1ec1n th\u00f4ng \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 b\u1eb1ng ph\u01b0\u01a1ng ph\u00e1p Media Coding – m\u00e3 h\u00f3a c\u00e1c b\u00e0i vi\u1ebft v\u1ec1 c\u00f4ng ty ng\u00e0nh t\u00e0i ch\u00ednh tr\u00ean c\u00e1c k\u00eanh truy\u1ec1n th\u00f4ng c\u00f3 \u1ea3nh h\u01b0\u1edfng; (3) Kh\u1ea3o s\u00e1t \u0111\u1ed1i t\u01b0\u1ee3ng nghi\u00ean c\u1ee9u v\u00e0 c\u00e1c b\u00ean li\u00ean quan \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n c\u1eadp nh\u1eadt \u0111\u1ebfn th\u00e1ng 05\/2025.<\/p>\n

Danh s\u00e1ch 1: Top 10 C\u00f4ng ty uy t\u00edn ng\u00e0nh T\u00e0i ch\u00ednh n\u0103m 2025 – Nh\u00f3m: C\u00f4ng ty Ch\u1ee9ng kho\u00e1n<\/strong><\/em><\/p>\n

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Ngu\u1ed3n: Vietnam Report<\/em><\/p>\n

Danh s\u00e1ch 2: Top 5 C\u00f4ng ty uy t\u00edn ng\u00e0nh T\u00e0i ch\u00ednh n\u0103m 2025 – Nh\u00f3m: C\u00f4ng ty T\u00e0i ch\u00ednh<\/strong><\/em><\/p>\n

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Ngu\u1ed3n: Vietnam Report<\/em><\/p>\n

Ph\u1ee5c h\u1ed3i chi\u1ebfn l\u01b0\u1ee3c \u2013 V\u1eefng b\u01b0\u1edbc chuy\u1ec3n m\u00ecnh<\/strong><\/p>\n

Trong b\u1ed1i c\u1ea3nh \u0111\u1ecba ch\u00ednh tr\u1ecb th\u1ebf gi\u1edbi ng\u00e0y c\u00e0ng b\u1ea5t \u0111\u1ecbnh v\u00e0 leo thang c\u0103ng th\u1eb3ng, ng\u00e0nh t\u00e0i ch\u00ednh Vi\u1ec7t Nam \u0111\u00e3 th\u1ec3 hi\u1ec7n r\u00f5 vai tr\u00f2 trung t\u00e2m trong s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a n\u1ec1n kinh t\u1ebf, l\u00e0 c\u1ea7u n\u1ed1i gi\u1eefa c\u00e1c ch\u1ee7 th\u1ec3, t\u1eeb c\u00e1 nh\u00e2n, doanh nghi\u1ec7p \u0111\u1ebfn Ch\u00ednh ph\u1ee7. Nh\u1eadn \u0111\u1ecbnh v\u1ec1 ng\u00e0nh t\u00e0i ch\u00ednh g\u1eafn li\u1ec1n v\u1edbi \u0111\u00e0 ph\u1ee5c h\u1ed3i kinh t\u1ebf trong n\u0103m 2024 \u0111\u00e3 \u0111\u01b0\u1ee3c kh\u1eb3ng \u0111\u1ecbnh r\u00f5 n\u00e9t. Theo C\u1ee5c Th\u1ed1ng k\u00ea, t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf Vi\u1ec7t Nam n\u0103m 2024 \u0111\u1ea1t 7,09%, trong \u0111\u00f3 ho\u1ea1t \u0111\u1ed9ng t\u00e0i ch\u00ednh, ng\u00e2n h\u00e0ng, b\u1ea3o hi\u1ec3m chi\u1ebfm 4,83% c\u01a1 c\u1ea5u GDP, t\u0103ng tr\u01b0\u1edfng 7,11%, \u0111\u00f3ng g\u00f3p 0,43 \u0111i\u1ec3m ph\u1ea7n tr\u0103m v\u00e0o t\u1ed1c \u0111\u1ed9 t\u0103ng t\u1ed5ng gi\u00e1 tr\u1ecb t\u0103ng th\u00eam to\u00e0n n\u1ec1n kinh t\u1ebf. B\u01b0\u1edbc sang qu\u00fd \u0111\u1ea7u n\u0103m 2025, ng\u00e0nh n\u00e0y ti\u1ebfp t\u1ee5c t\u0103ng tr\u01b0\u1edfng 6,83%, \u0111\u00f3ng g\u00f3p 0,41 \u0111i\u1ec3m ph\u1ea7n tr\u0103m, kh\u1eb3ng \u0111\u1ecbnh vai tr\u00f2 quan tr\u1ecdng trong b\u1ed1i c\u1ea3nh kinh t\u1ebf th\u1ebf gi\u1edbi bi\u1ebfn \u0111\u1ed9ng ph\u1ee9c t\u1ea1p v\u00e0 m\u1ee5c ti\u00eau t\u0103ng tr\u01b0\u1edfng 8% trong n\u0103m 2025 c\u1ee7a Vi\u1ec7t Nam.<\/p>\n

C\u1ed1t l\u00f5i c\u1ee7a h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh kh\u00f4ng ch\u1ec9 n\u1eb1m \u1edf c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i m\u00e0 c\u00f2n m\u1edf r\u1ed9ng sang c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng phi ng\u00e2n h\u00e0ng nh\u01b0 c\u00f4ng ty ch\u1ee9ng kho\u00e1n, c\u00f4ng ty t\u00e0i ch\u00ednh. Nh\u1eefng m\u1ea3nh gh\u00e9p n\u00e0y \u0111\u00e3 t\u1ea1o n\u00ean m\u1ed9t h\u1ec7 sinh th\u00e1i t\u00e0i ch\u00ednh \u0111a d\u1ea1ng, n\u0103ng \u0111\u1ed9ng, \u0111\u00e1p \u1ee9ng ng\u00e0y c\u00e0ng hi\u1ec7u qu\u1ea3 h\u01a1n nhu c\u1ea7u v\u1ed1n v\u00e0 \u0111\u1ea7u t\u01b0 tr\u00ean th\u1ecb tr\u01b0\u1eddng. D\u01b0 n\u1ee3 t\u00edn d\u1ee5ng c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh \u0111\u00e3 v\u01b0\u1ee3t 320.000 t\u1ef7 \u0111\u1ed3ng trong n\u0103m 2024, t\u0103ng 6,67% so v\u1edbi \u0111\u1ea7u n\u0103m. \u0110\u1ed1i v\u1edbi c\u00e1c c\u00f4ng ty ch\u1ee9ng kho\u00e1n, d\u01b0 n\u1ee3 cho vay k\u00fd qu\u1ef9 n\u0103m 2024 \u01b0\u1edbc t\u00ednh kho\u1ea3ng 240.000 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 33% so v\u1edbi n\u0103m tr\u01b0\u1edbc \u0111\u00f3; sang qu\u00fd I\/2025, m\u1ee9c d\u01b0 n\u1ee3 l\u00ean t\u1edbi 273.000 t\u1ef7 \u0111\u1ed3ng, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng m\u1ee9c t\u0103ng 13,7% ch\u1ec9 trong ba th\u00e1ng \u0111\u1ea7u n\u0103m, con s\u1ed1 \u0111\u00e1ng \u0111\u01b0\u1ee3c nh\u1eafc \u0111\u1ebfn trong vai tr\u00f2 c\u00e1nh tay n\u1ed1i d\u00e0i \u0111\u01b0a d\u00f2ng v\u1ed1n ch\u1ea3y trong th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh.<\/p>\n

H\u00ecnh 1: K\u1ebft qu\u1ea3 kinh doanh c\u1ee7a c\u00e1c c\u00f4ng ty ch\u1ee9ng kho\u00e1n giai \u0111o\u1ea1n 2022-Q1.2025<\/em><\/p>\n

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Ngu\u1ed3n: Vietnam Report t\u1ed5ng h\u1ee3p<\/em><\/p>\n

V\u1ec1 k\u1ebft qu\u1ea3 kinh doanh, n\u0103m 2024 \u0111\u00e1nh d\u1ea5u m\u1ed9t giai \u0111o\u1ea1n ph\u1ee5c h\u1ed3i m\u1ea1nh m\u1ebd v\u00e0 \u0111\u1ea7y tri\u1ec3n v\u1ecdng cho ng\u00e0nh ch\u1ee9ng kho\u00e1n Vi\u1ec7t Nam. Th\u1ed1ng k\u00ea c\u1ee7a Vietnam Report cho nh\u00f3m 20 c\u00f4ng ty ch\u1ee9ng kho\u00e1n c\u00f3 quy m\u00f4 l\u1edbn nh\u1ea5t t\u1ea1i k\u1ef3 b\u00e1o c\u00e1o Qu\u00fd I\/2025, chi\u1ebfm kho\u1ea3ng 80% t\u1ed5ng t\u00e0i s\u1ea3n to\u00e0n ng\u00e0nh, t\u1ed5ng thu nh\u1eadp ho\u1ea1t \u0111\u1ed9ng n\u0103m 2024 t\u0103ng tr\u01b0\u1edfng 16,6% sau n\u0103m 2023 g\u1ea7n nh\u01b0 \u0111i ngang d\u01b0\u1edbi nh\u1eefng \u00e1p l\u1ef1c chung c\u1ee7a th\u1ecb tr\u01b0\u1eddng. \u0110\u1ed9ng l\u1ef1c t\u0103ng tr\u01b0\u1edfng ch\u00ednh \u0111\u1ebfn t\u1eeb s\u1ef1 \u201cth\u0103ng hoa\u201d c\u1ee7a ho\u1ea1t \u0111\u1ed9ng t\u1ef1 doanh v\u00e0 cho vay k\u00fd qu\u1ef9. Doanh thu t\u1ef1 doanh l\u00e0 tr\u1ee5 c\u1ed9t l\u1edbn nh\u1ea5t trong c\u01a1 c\u1ea5u t\u1ed5ng thu nh\u1eadp, t\u1eeb 21.245 t\u1ef7 \u0111\u1ed3ng n\u0103m 2022, doanh thu t\u1ef1 doanh t\u0103ng \u0111\u1ec1u qua c\u00e1c n\u0103m, \u0111\u1ea1t \u0111\u1ec9nh 26.973 t\u1ef7 \u0111\u1ed3ng v\u00e0o n\u0103m 2024, chi\u1ebfm kho\u1ea3ng 44% t\u1ed5ng thu nh\u1eadp ho\u1ea1t \u0111\u1ed9ng. T\u1ef7 l\u1ec7 doanh thu t\u1ef1 doanh c\u1ee7a c\u00e1c c\u00f4ng ty dao \u0111\u1ed9ng t\u1eeb 13-65%, g\u1ea7n m\u1ed9t n\u1eeda s\u1ed1 c\u00f4ng ty c\u00f3 t\u1ef7 l\u1ec7 n\u00e0y tr\u00ean 50% v\u00e0 l\u1ea5n \u00e1t hai tr\u1ee5 c\u1ed9t c\u00f2n l\u1ea1i. \u0110\u00e2y l\u00e0 h\u1ec7 qu\u1ea3 c\u1ee7a vi\u1ec7c nhi\u1ec1u c\u00f4ng ty t\u00edch c\u1ef1c \u0111\u1ea9y m\u1ea1nh giao d\u1ecbch danh m\u1ee5c, t\u1eadn d\u1ee5ng c\u00e1c c\u01a1 h\u1ed9i \u201cs\u00f3ng l\u1edbn\u201d tr\u00ean th\u1ecb tr\u01b0\u1eddng c\u01a1 s\u1edf v\u00e0 ph\u00e1i sinh. Ti\u1ebfp n\u1ed1i l\u00e0 m\u1ea3ng vay k\u00fd qu\u1ef9 \u2013 m\u1ed9t ngu\u1ed3n thu c\u00f3 bi\u00ean l\u1ee3i nhu\u1eadn cao \u2013 t\u0103ng m\u1ea1nh t\u1eeb 13.957 t\u1ef7 \u0111\u1ed3ng (2023) l\u00ean 19.214 t\u1ef7 \u0111\u1ed3ng (2024), chi\u1ebfm \u0111\u1ebfn 31% t\u1ed5ng thu nh\u1eadp v\u00e0 ti\u1ebfp t\u1ee5c nh\u00edch l\u00ean 35% trong qu\u00fd I\/2025. Khi thanh kho\u1ea3n th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n t\u0103ng tr\u1edf l\u1ea1i \u0111\u1ea1t 21.100 t\u1ef7 \u0111\u1ed3ng\/phi\u00ean, t\u0103ng 19,9%, nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00e1 nh\u00e2n quay tr\u1edf l\u1ea1i v\u1edbi t\u00e2m l\u00fd t\u00edch c\u1ef1c v\u00e0 nhu c\u1ea7u \u0111\u00f2n b\u1ea9y l\u1edbn h\u01a1n trong c\u00e1c pha th\u1ecb tr\u01b0\u1eddng h\u01b0ng ph\u1ea5n. \u0110i\u1ec1u n\u00e0y t\u1ea1o \u0111i\u1ec1u ki\u1ec7n thu\u1eadn l\u1ee3i cho c\u00e1c c\u00f4ng ty ch\u1ee9ng kho\u00e1n \u0111\u1ea9y m\u1ea1nh ho\u1ea1t \u0111\u1ed9ng cho vay k\u00fd qu\u1ef9, t\u1eadn d\u1ee5ng s\u1ee9c n\u00f3ng c\u1ee7a d\u00f2ng ti\u1ec1n \u0111\u1ec3 gia t\u0103ng doanh thu. Trong khi d\u01b0 \u0111\u1ecba t\u0103ng tr\u01b0\u1edfng c\u1ee7a m\u1ea3ng cho vay k\u00fd qu\u1ef9 v\u1eabn c\u00f2n r\u1ed9ng m\u1edf, s\u1ef1 c\u1ea1nh tranh gi\u00e0nh l\u1ea5y th\u1ecb ph\u1ea7n ng\u00e0y c\u00e0ng kh\u1ed1c li\u1ec7t gi\u1eefa c\u00e1c c\u00f4ng ty khi\u1ebfn l\u00e3i su\u1ea5t cho vay li\u00ean t\u1ee5c b\u1ecb \u0111i\u1ec1u ch\u1ec9nh gi\u1ea3m v\u00e0 b\u00e0o m\u00f2n bi\u00ean l\u1ee3i nhu\u1eadn, \u0111\u1eb7c bi\u1ec7t trong b\u1ed1i c\u1ea3nh \u00e1p l\u1ef1c chi ph\u00ed v\u1ed1n c\u00f3 d\u1ea5u hi\u1ec7u t\u0103ng tr\u1edf l\u1ea1i.<\/p>\n

Ng\u01b0\u1ee3c l\u1ea1i, doanh thu t\u1eeb ho\u1ea1t \u0111\u1ed9ng m\u00f4i gi\u1edbi, v\u1ed1n t\u1eebng l\u00e0 \u201cx\u01b0\u01a1ng s\u1ed1ng\u201d trong m\u00f4 h\u00ecnh truy\u1ec1n th\u1ed1ng, l\u1ea1i li\u00ean t\u1ee5c suy gi\u1ea3m c\u1ea3 v\u1ec1 gi\u00e1 tr\u1ecb tuy\u1ec7t \u0111\u1ed1i v\u00e0 t\u1ef7 tr\u1ecdng. T\u1eeb m\u1ee9c 17.099 t\u1ef7 \u0111\u1ed3ng (t\u1ef7 l\u1ec7 32%) n\u0103m 2022 xu\u1ed1ng 14.234 t\u1ef7 \u0111\u1ed3ng (t\u1ef7 l\u1ec7 23%) n\u0103m 2024, v\u00e0 t\u1ef7 l\u1ec7 n\u00e0y ti\u1ebfp t\u1ee5c gi\u1ea3m c\u00f2n 19% trong qu\u00fd I\/2025. \u0110i\u1ec1u n\u00e0y ph\u1ea3n \u00e1nh r\u00f5 xu h\u01b0\u1edbng c\u1ea1nh tranh kh\u1ed1c li\u1ec7t trong ng\u00e0nh, \u0111\u1eb7c bi\u1ec7t l\u00e0 t\u1eeb c\u00e1c n\u1ec1n t\u1ea3ng s\u1ed1 h\u00f3a, ch\u00ednh s\u00e1ch mi\u1ec5n\/gi\u1ea3m ph\u00ed v\u00e0 s\u1ef1 thay \u0111\u1ed5i h\u00e0nh vi c\u1ee7a nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00e1 nh\u00e2n. Nh\u1eefng chuy\u1ec3n bi\u1ebfn trong c\u01a1 c\u1ea5u doanh thu mang l\u1ea1i m\u1ee9c t\u0103ng tr\u01b0\u1edfng l\u1ee3i nhu\u1eadn \u0111\u1ec1u tr\u00ean 34% trong hai n\u0103m tr\u1edf l\u1ea1i \u0111\u00e2y, \u0111\u1ea1t 20.534 t\u1ef7 \u0111\u1ed3ng n\u0103m 2024, g\u1ea7n g\u1ea5p \u0111\u00f4i n\u0103m 2022. Vi\u1ec7c t\u1eadp trung v\u00e0o c\u00e1c m\u1ea3ng d\u1ecbch v\u1ee5 c\u00f3 gi\u00e1 tr\u1ecb gia t\u0103ng cao \u0111\u00e3 gi\u00fap c\u00e1c c\u00f4ng ty ch\u1ee9ng kho\u00e1n gi\u1eef \u0111\u01b0\u1ee3c nh\u1ecbp t\u0103ng tr\u01b0\u1edfng cao, song c\u0169ng ti\u1ec1m \u1ea9n r\u1ee7i ro khi th\u1ecb tr\u01b0\u1eddng \u0111i\u1ec1u ch\u1ec9nh m\u1ea1nh tr\u01b0\u1edbc nh\u1eefng b\u1ea5t \u1ed5n kh\u00f3 l\u01b0\u1eddng c\u1ee7a c\u0103ng th\u1eb3ng \u0111\u1ecba ch\u00ednh tr\u1ecb hi\u1ec7n t\u1ea1i.<\/p>\n

H\u00ecnh 2: Quy m\u00f4 v\u00e0 hi\u1ec7u qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng nh\u00f3m c\u00f4ng ty t\u00e0i ch\u00ednh giai \u0111o\u1ea1n 2022-2024<\/em><\/p>\n

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Ngu\u1ed3n: Vietnam Report t\u1ed5ng h\u1ee3p<\/em><\/p>\n

C\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh c\u0169ng c\u00f3 b\u01b0\u1edbc chuy\u1ec3n m\u00ecnh m\u1ea1nh m\u1ebd trong n\u0103m 2024. Th\u1ed1ng k\u00ea c\u1ee7a Vietnam Report cho nh\u00f3m 5 c\u00f4ng ty t\u00e0i ch\u00ednh l\u1edbn nh\u1ea5t t\u00ednh theo t\u00e0i s\u1ea3n t\u1ea1i k\u1ef3 b\u00e1o c\u00e1o n\u0103m 2024, chi\u1ebfm kho\u1ea3ng hai ph\u1ea7n ba t\u1ed5ng t\u00e0i s\u1ea3n to\u00e0n ng\u00e0nh, t\u1ed5ng t\u00e0i s\u1ea3n c\u1ee7a nh\u00f3m n\u00e0y \u0111\u00e3 t\u0103ng m\u1ea1nh tr\u1edf l\u1ea1i, \u0111\u1ea1t tr\u00ean 208.500 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 16,3% so v\u1edbi n\u0103m 2023 v\u00e0 hi\u1ec7n \u0111\u00e3 cao h\u01a1n m\u1ee9c c\u1ee7a n\u0103m 2022 sau kho\u1ea3ng th\u1eddi gian c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh ch\u1ecbu \u00e1p l\u1ef1c l\u1edbn t\u1eeb n\u1ee3 x\u1ea5u t\u0103ng cao. H\u00ecnh d\u1ea1ng parabol r\u00f5 n\u00e9t h\u01a1n n\u1eefa khi x\u00e9t t\u1edbi ch\u1ec9 s\u1ed1 hi\u1ec7u qu\u1ea3 sinh l\u1eddi tr\u00ean t\u00e0i s\u1ea3n (ROA), \u0111\u1ea1t 1,6% n\u0103m 2024, ph\u1ee5c h\u1ed3i \u1ea5n t\u01b0\u1ee3ng sau khi r\u01a1i xu\u1ed1ng m\u1ee9c \u00e2m 0,8% trong n\u0103m 2023, v\u00e0 \u0111\u1ea1t m\u1ee9c cao nh\u1ea5t trong ba n\u0103m qua. Di\u1ec5n bi\u1ebfn n\u00e0y cho th\u1ea5y c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh kh\u00f4ng ch\u1ec9 m\u1edf r\u1ed9ng quy m\u00f4 m\u00e0 c\u00f2n t\u1eebng b\u01b0\u1edbc c\u1ea3i thi\u1ec7n ch\u1ea5t l\u01b0\u1ee3ng t\u00e0i s\u1ea3n v\u00e0 kh\u1ea3 n\u0103ng sinh l\u1eddi. N\u0103m 2023 c\u00f3 th\u1ec3 coi l\u00e0 \u0111i\u1ec3m \u0111\u00e1y khi l\u1ee3i nhu\u1eadn s\u1ee5t gi\u1ea3m m\u1ea1nh do \u00e1p l\u1ef1c chi ph\u00ed v\u1ed1n t\u0103ng, nhu c\u1ea7u vay ti\u00eau d\u00f9ng y\u1ebfu v\u00e0 c\u00e1c bi\u1ec7n ph\u00e1p ki\u1ec3m so\u00e1t t\u00edn d\u1ee5ng th\u1eaft ch\u1eb7t. Tuy nhi\u00ean, sang n\u0103m 2024, nh\u1edd \u0111\u1ecbnh h\u01b0\u1edbng chuy\u1ec3n \u0111\u1ed5i s\u1ed1, m\u1edf r\u1ed9ng ph\u00e2n kh\u00fac kh\u00e1ch h\u00e0ng v\u00e0 ki\u1ec3m so\u00e1t n\u1ee3 x\u1ea5u t\u1ed1t h\u01a1n, hi\u1ec7u qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng \u0111\u00e3 ph\u1ee5c h\u1ed3i r\u00f5 r\u1ec7t. Nh\u1eefng thay \u0111\u1ed5i trong l\u1ee3i nhu\u1eadn c\u00f3 s\u1ef1 kh\u00e1c bi\u1ec7t l\u1edbn gi\u1eefa c\u00e1c c\u00f4ng ty, song s\u1ef1 \u0111i l\u00ean c\u1ee7a c\u1ea3 ng\u00e0nh \u0111\u00e3 \u0111\u1eb7t n\u00e9t b\u00fat \u0111\u1ea7u ti\u00ean cho th\u1eddi k\u1ef3 ph\u1ee5c h\u1ed3i chi\u1ebfn l\u01b0\u1ee3c, \u0111\u1ecbnh h\u00ecnh b\u01b0\u1edbc ti\u1ebfn cho th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng trong t\u01b0\u01a1ng lai.<\/p>\n

H\u1eadu ph\u01b0\u01a1ng v\u1eefng ch\u1eafc cho b\u01b0\u1edbc ti\u1ebfn xa<\/strong><\/p>\n

Trong b\u1ed1i c\u1ea3nh th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n ph\u1ee5c h\u1ed3i v\u00e0 xu h\u01b0\u1edbng c\u1ea1nh tranh ng\u00e0y c\u00e0ng kh\u1ed1c li\u1ec7t, nhu c\u1ea7u t\u0103ng v\u1ed1n c\u1ee7a c\u00e1c c\u00f4ng ty ch\u1ee9ng kho\u00e1n tr\u1edf n\u00ean c\u1ea5p thi\u1ebft h\u01a1n bao gi\u1edd h\u1ebft. Quy m\u00f4 t\u00e0i s\u1ea3n ng\u00e0y c\u00e0ng l\u1edbn, th\u1ecb tr\u01b0\u1eddng \u0111\u00f2i h\u1ecfi kh\u1ea3 n\u0103ng cung \u1ee9ng d\u1ecbch v\u1ee5 \u0111a d\u1ea1ng v\u00e0 n\u0103ng l\u1ef1c t\u00e0i ch\u00ednh v\u1eefng v\u00e0ng. \u0110i\u1ec1u n\u00e0y \u0111\u1eb7c bi\u1ec7t \u0111\u00fang v\u1edbi c\u00e1c c\u00f4ng ty ch\u1ee9ng kho\u00e1n c\u00f3 li\u00ean k\u1ebft ng\u00e2n h\u00e0ng \u2013 nh\u00f3m \u0111ang th\u1ec3 hi\u1ec7n l\u1ee3i th\u1ebf r\u00f5 r\u1ec7t nh\u1edd \u201ch\u1eadu ph\u01b0\u01a1ng\u201d t\u00e0i ch\u00ednh m\u1ea1nh m\u1ebd. T\u1eeb n\u0103m 2022 \u0111\u1ebfn qu\u00fd I\/2025, t\u1ed5ng t\u00e0i s\u1ea3n c\u1ee7a nh\u00f3m c\u00f4ng ty ch\u1ee9ng kho\u00e1n li\u00ean k\u1ebft ng\u00e2n h\u00e0ng t\u0103ng m\u1ea1nh t\u1eeb 111.239 t\u1ef7 \u0111\u1ed3ng l\u00ean 254.602 t\u1ef7 \u0111\u1ed3ng (t\u0103ng g\u1ea7n 129%), trong khi v\u1ed1n ch\u1ee7 s\u1edf h\u1eefu t\u0103ng t\u1eeb 64.274 t\u1ef7 l\u00ean 107.275 t\u1ef7 \u0111\u1ed3ng. M\u1ee9c t\u0103ng v\u1ed1n g\u1ea7n 67% trong v\u00f2ng ba n\u0103m cho th\u1ea5y chi\u1ebfn l\u01b0\u1ee3c ch\u1ee7 \u0111\u1ed9ng n\u00e2ng cao n\u0103ng l\u1ef1c t\u00e0i ch\u00ednh c\u1ee7a nh\u00f3m n\u00e0y. Trong khi \u0111\u00f3, nh\u00f3m c\u00f4ng ty ch\u1ee9ng kho\u00e1n kh\u00f4ng li\u00ean k\u1ebft ng\u00e2n h\u00e0ng c\u0169ng ghi nh\u1eadn t\u0103ng tr\u01b0\u1edfng t\u00edch c\u1ef1c, nh\u01b0ng ch\u1eadm h\u01a1n v\u1edbi v\u1ed1n ch\u1ee7 s\u1edf h\u1eefu ch\u1ec9 t\u0103ng 38,1% v\u00e0 t\u00e0i s\u1ea3n t\u0103ng 56,9% trong c\u00f9ng k\u1ef3.<\/p>\n

H\u00ecnh 3: Thay \u0111\u1ed5i quy m\u00f4 c\u00e1c c\u00f4ng ty ch\u1ee9ng kho\u00e1n<\/em><\/p>\n

\"\"<\/em><\/p>\n

Ngu\u1ed3n: Vietnam Report t\u1ed5ng h\u1ee3p<\/em><\/p>\n

C\u00e1c c\u00f4ng ty ch\u1ee9ng kho\u00e1n ng\u00e0y c\u00e0ng c\u1ea7n ngu\u1ed3n v\u1ed1n l\u1edbn \u0111\u1ec3 m\u1edf r\u1ed9ng cho vay k\u00fd qu\u1ef9, t\u0103ng kh\u1ea3 n\u0103ng t\u1ef1 doanh v\u00e0 \u0111\u1ea7u t\u01b0 h\u1ea1 t\u1ea7ng c\u00f4ng ngh\u1ec7 \u2013 ba tr\u1ee5 c\u1ed9t quan tr\u1ecdng trong b\u1ed1i c\u1ea3nh th\u1ecb tr\u01b0\u1eddng d\u1ecbch chuy\u1ec3n nhanh sang n\u1ec1n t\u1ea3ng s\u1ed1 h\u00f3a. Vi\u1ec7c t\u0103ng v\u1ed1n c\u00f2n gi\u00fap doanh nghi\u1ec7p duy tr\u00ec v\u1ecb th\u1ebf v\u00e0 ni\u1ec1m tin nh\u00e0 \u0111\u1ea7u t\u01b0 trong nh\u1eefng giai \u0111o\u1ea1n th\u1ecb tr\u01b0\u1eddng bi\u1ebfn \u0111\u1ed9ng m\u1ea1nh. V\u1edbi s\u1ef1 h\u1ed7 tr\u1ee3 t\u1eeb ng\u00e2n h\u00e0ng m\u1eb9, c\u00e1c c\u00f4ng ty ch\u1ee9ng kho\u00e1n th\u01b0\u1eddng xuy\u00ean \u0111\u01b0\u1ee3c c\u1ea5p th\u00eam v\u1ed1n \u0111i\u1ec1u l\u1ec7 ho\u1eb7c huy \u0111\u1ed9ng tr\u00e1i phi\u1ebfu v\u1edbi l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i, t\u1ea1o s\u1ee9c b\u1eadt t\u00e0i ch\u00ednh v\u01b0\u1ee3t tr\u1ed9i. Ngo\u00e0i ra, h\u1ec7 sinh th\u00e1i ng\u00e2n h\u00e0ng cho ph\u00e9p t\u00edch h\u1ee3p ch\u00e9o d\u1ecbch v\u1ee5, t\u1eeb m\u1edf t\u00e0i kho\u1ea3n, cung c\u1ea5p d\u1ecbch v\u1ee5 t\u01b0 v\u1ea5n \u0111\u1ea7u t\u01b0 cho \u0111\u1ebfn h\u1ed7 tr\u1ee3 t\u00e0i ch\u00ednh, gi\u00fap m\u1edf r\u1ed9ng t\u1ec7p kh\u00e1ch h\u00e0ng nhanh ch\u00f3ng. Minh ch\u1ee9ng r\u00f5 r\u00e0ng l\u00e0 l\u01b0\u1ee3ng t\u00e0i s\u1ea3n c\u1ee7a kh\u00e1ch h\u00e0ng t\u1ea1i c\u00e1c c\u00f4ng ty ch\u1ee9ng kho\u00e1n li\u00ean k\u1ebft ng\u00e2n h\u00e0ng t\u0103ng nhanh ch\u00f3ng, t\u1eeb h\u01a1n 555.000 t\u1ef7 \u0111\u1ed3ng (n\u0103m 2022) l\u00ean g\u1ea7n 845.000 t\u1ef7 \u0111\u1ed3ng (qu\u00fd I\/2025), t\u01b0\u01a1ng \u0111\u01b0\u01a1ng m\u1ee9c t\u0103ng 52%, m\u1ed9t b\u01b0\u1edbc ti\u1ebfn m\u1ea1nh m\u1ebd trong chi\u1ebfn l\u01b0\u1ee3c chi\u1ebfm l\u0129nh th\u1ecb ph\u1ea7n. S\u1ef1 h\u1eadu thu\u1eabn t\u1eeb c\u00e1c ng\u00e2n h\u00e0ng m\u1eb9 kh\u00f4ng ch\u1ec9 \u0111\u01a1n thu\u1ea7n l\u00e0 ngu\u1ed3n l\u1ef1c t\u00e0i ch\u00ednh \u0111\u1ec3 m\u1edf r\u1ed9ng quy m\u00f4, m\u00e0 c\u00f2n l\u00e0 kim ch\u1ec9 nam trong qu\u1ea3n tr\u1ecb, \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7 v\u00e0 \u0111\u1ecbnh v\u1ecb vai tr\u00f2 d\u1eabn d\u1eaft tr\u00ean th\u1ecb tr\u01b0\u1eddng. \u0110\u00e2y ch\u00ednh l\u00e0 n\u1ec1n t\u1ea3ng v\u1eefng ch\u1eafc gi\u00fap c\u00e1c c\u00f4ng ty ch\u1ee9ng kho\u00e1n kh\u00f4ng ch\u1ec9 t\u0103ng tr\u01b0\u1edfng v\u1ec1 l\u01b0\u1ee3ng, m\u00e0 c\u00f2n ti\u1ebfn xa h\u01a1n v\u1ec1 ch\u1ea5t trong h\u00e0nh tr\u00ecnh kh\u1eb3ng \u0111\u1ecbnh v\u1ecb th\u1ebf tr\u00ean th\u1ecb tr\u01b0\u1eddng v\u1ed1n Vi\u1ec7t Nam.<\/p>\n

C\u1edfi m\u1edf: Ng\u00e0nh t\u00e0i ch\u00ednh b\u01b0\u1edbc v\u00e0o k\u1ef7 nguy\u00ean m\u1edbi<\/strong><\/p>\n

Ng\u00e0nh t\u00e0i ch\u00ednh \u0111ang b\u01b0\u1edbc v\u00e0o m\u1ed9t k\u1ef7 nguy\u00ean m\u1edbi, n\u01a1i \u201cc\u1edfi m\u1edf\u201d kh\u00f4ng ch\u1ec9 l\u00e0 kh\u1ea9u hi\u1ec7u, m\u00e0 l\u00e0 y\u00eau c\u1ea7u mang t\u00ednh s\u1ed1ng c\u00f2n. C\u1edfi m\u1edf trong t\u01b0 duy, ch\u00ednh s\u00e1ch v\u00e0 c\u00f4ng ngh\u1ec7 \u0111ang tr\u1edf th\u00e0nh \u0111\u1ed9ng l\u1ef1c ch\u00ednh cho s\u1ef1 ph\u00e1t tri\u1ec3n, k\u1ebft n\u1ed1i v\u00e0 \u0111\u1ed5i m\u1edbi. V\u1edbi Vi\u1ec7t Nam, \u0111i\u1ec1u n\u00e0y \u0111\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c d\u1ee1 b\u1ecf nh\u1eefng r\u00e0o c\u1ea3n c\u0169, ch\u1ea5p nh\u1eadn c\u1ea1nh tranh, v\u00e0 ch\u1ee7 \u0111\u1ed9ng ki\u1ebfn t\u1ea1o m\u1ed9t h\u1ec7 sinh th\u00e1i t\u00e0i ch\u00ednh hi\u1ec7n \u0111\u1ea1i, bao tr\u00f9m v\u00e0 b\u1ec1n v\u1eefng. T\u1eeb vi\u1ec7c ph\u00e1t tri\u1ec3n trung t\u00e2m t\u00e0i ch\u00ednh t\u1ea7m khu v\u1ef1c, th\u1eed nghi\u1ec7m t\u00e0i ch\u00ednh phi t\u1eadp trung, \u0111\u1ebfn ph\u1ed5 c\u1eadp d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh s\u1ed1 v\u00e0 th\u00fac \u0111\u1ea9y t\u00e0i ch\u00ednh xanh, m\u1ed7i b\u01b0\u1edbc \u0111i l\u00e0 m\u1ed9t minh ch\u1ee9ng cho h\u00e0nh tr\u00ecnh chuy\u1ec3n m\u00ecnh m\u1ea1nh m\u1ebd c\u1ee7a ng\u00e0nh t\u00e0i ch\u00ednh Vi\u1ec7t Nam trong th\u1eddi \u0111\u1ea1i h\u1ed9i nh\u1eadp v\u00e0 c\u00f4ng ngh\u1ec7.<\/p>\n

Ch\u00ednh ph\u1ee7 ban h\u00e0nh Ngh\u1ecb Quy\u1ebft s\u1ed1 259\/NQ-CP K\u1ebf ho\u1ea1ch h\u00e0nh \u0111\u1ed9ng tri\u1ec3n khai th\u1ef1c hi\u1ec7n Th\u00f4ng b\u00e1o s\u1ed1 47-TB\/TW ng\u00e0y 15\/11\/2024 c\u1ee7a B\u1ed9 Ch\u00ednh tr\u1ecb v\u1ec1 x\u00e2y d\u1ef1ng Trung t\u00e2m t\u00e0i ch\u00ednh qu\u1ed1c t\u1ebf (TTTCQT) t\u1ea1i Vi\u1ec7t Nam. Ngh\u1ecb quy\u1ebft tr\u00ean \u0111\u00e1nh d\u1ea5u m\u1ed9t b\u01b0\u1edbc chuy\u1ec3n m\u00ecnh m\u1ea1nh m\u1ebd trong chi\u1ebfn l\u01b0\u1ee3c h\u1ed9i nh\u1eadp t\u00e0i ch\u00ednh to\u00e0n c\u1ea7u. \u0110\u00e2y kh\u00f4ng ch\u1ec9 l\u00e0 b\u01b0\u1edbc \u0111i v\u1ec1 quy ho\u1ea1ch \u0111\u00f4 th\u1ecb hay ph\u00e1t tri\u1ec3n kinh t\u1ebf v\u00f9ng, m\u00e0 l\u00e0 bi\u1ec3u hi\u1ec7n r\u00f5 n\u00e9t c\u1ee7a tinh th\u1ea7n \u201cc\u1edfi m\u1edf\u201d trong t\u01b0 duy l\u00e3nh \u0111\u1ea1o \u2013 khi Vi\u1ec7t Nam quy\u1ebft \u0111\u1ecbnh \u0111\u1ecbnh v\u1ecb m\u00ecnh nh\u01b0 m\u1ed9t m\u1eaft x\u00edch quan tr\u1ecdng trong m\u1ea1ng l\u01b0\u1edbi t\u00e0i ch\u00ednh qu\u1ed1c t\u1ebf \u0111ang \u0111\u1ecbnh h\u00ecnh l\u1ea1i d\u01b0\u1edbi t\u00e1c \u0111\u1ed9ng c\u1ee7a c\u00f4ng ngh\u1ec7 v\u00e0 to\u00e0n c\u1ea7u h\u00f3a. Theo \u0111\u1ec1 xu\u1ea5t c\u1ee7a Ch\u00ednh ph\u1ee7, TTTCQT s\u1ebd h\u00ecnh th\u00e0nh theo m\u00f4 h\u00ecnh \u201cm\u1ed9t trung t\u00e2m, hai \u0111i\u1ec3m \u0111\u1ebfn\u201d, t\u1ee9c l\u00e0 c\u00f3 m\u1ed9t trung t\u00e2m th\u1ed1ng nh\u1ea5t v\u1ec1 ph\u00e1p l\u00fd, ch\u1ee9c n\u0103ng v\u00e0 \u0111\u1ecbnh h\u01b0\u1edbng ph\u00e1t tri\u1ec3n, nh\u01b0ng \u0111\u01b0\u1ee3c \u0111\u1eb7t t\u1ea1i hai \u0111\u1ecba \u0111i\u1ec3m chi\u1ebfn l\u01b0\u1ee3c TP. H\u1ed3 Ch\u00ed Minh v\u00e0 \u0110\u00e0 N\u1eb5ng. C\u1ee5 th\u1ec3, TP. H\u1ed3 Ch\u00ed Minh s\u1ebd \u0111\u00f3ng vai tr\u00f2 l\u00e0 \u201ctr\u00e1i tim\u201d c\u1ee7a TTTCQT, t\u1eadp trung c\u00e1c ho\u1ea1t \u0111\u1ed9ng c\u1ed1t l\u00f5i nh\u01b0 th\u1ecb tr\u01b0\u1eddng v\u1ed1n, ng\u00e2n h\u00e0ng qu\u1ed1c t\u1ebf, fintech, t\u00e0i ch\u00ednh xanh, v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh \u0111a qu\u1ed1c gia. Trong khi \u0111\u00f3, \u0110\u00e0 N\u1eb5ng s\u1ebd l\u00e0 \u201cc\u00e1nh tay n\u1ed1i d\u00e0i\u201d, \u0111\u1ea3m nh\u1eadn nh\u1eefng m\u1ea3ng t\u00e0i ch\u00ednh chuy\u00ean s\u00e2u v\u00e0 c\u00f3 t\u00ednh ch\u1ea5t b\u1ed5 tr\u1ee3 nh\u01b0 d\u1ecbch v\u1ee5 offshore, qu\u1ea3n l\u00fd t\u00e0i s\u1ea3n to\u00e0n c\u1ea7u, trung t\u00e2m d\u1eef li\u1ec7u t\u00e0i ch\u00ednh v\u00e0 c\u00e1c ho\u1ea1t \u0111\u1ed9ng \u0111\u1ed5i m\u1edbi s\u00e1ng t\u1ea1o trong l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh bi\u1ec3n v\u00e0 kinh t\u1ebf s\u1ed1. Tr\u01b0\u1edbc h\u1ebft, TTTCQT s\u1ebd l\u00e0 \u0111\u1ed9ng l\u1ef1c quan tr\u1ecdng thu h\u00fat d\u00f2ng v\u1ed1n \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i, \u0111\u1eb7c bi\u1ec7t l\u00e0 c\u00e1c \u0111\u1ecbnh ch\u1ebf t\u00e0i ch\u00ednh to\u00e0n c\u1ea7u. \u0110\u1ed3ng th\u1eddi, s\u1ef1 xu\u1ea5t hi\u1ec7n c\u1ee7a TTTCQT s\u1ebd t\u1ea1o ra h\u00e0ng ch\u1ee5c ngh\u00ecn vi\u1ec7c l\u00e0m ch\u1ea5t l\u01b0\u1ee3ng cao, th\u00fac \u0111\u1ea9y \u0111\u00e0o t\u1ea1o v\u00e0 ph\u00e1t tri\u1ec3n ngu\u1ed3n nh\u00e2n l\u1ef1c t\u00e0i ch\u00ednh qu\u1ed1c t\u1ebf \u2013 m\u1ed9t trong nh\u1eefng y\u1ebfu t\u1ed1 then ch\u1ed1t c\u1ee7a n\u1ec1n kinh t\u1ebf tri th\u1ee9c. Quan tr\u1ecdng h\u01a1n, v\u1edbi c\u01a1 ch\u1ebf ch\u00ednh s\u00e1ch v\u01b0\u1ee3t tr\u1ed9i v\u00e0 th\u1ec3 ch\u1ebf th\u1eed nghi\u1ec7m linh ho\u1ea1t (sandbox), TTTCQT s\u1ebd l\u00e0 n\u01a1i s\u1eb5n s\u00e0ng th\u1eed nghi\u1ec7m, ch\u1ee7 \u0111\u1ed9ng h\u1ed9i nh\u1eadp, \u0111\u01b0a t\u00e0i ch\u00ednh Vi\u1ec7t Nam b\u01b0\u1edbc v\u00e0o k\u1ef7 nguy\u00ean m\u1edbi: hi\u1ec7n \u0111\u1ea1i, k\u1ebft n\u1ed1i v\u00e0 b\u1ec1n v\u1eefng.<\/p>\n

H\u00ecnh 4: Nh\u1eefng xu h\u01b0\u1edbng \u0111\u1ecbnh h\u00ecnh ng\u00e0nh t\u00e0i ch\u00ednh trong k\u1ef7 nguy\u00ean m\u1edbi<\/em><\/p>\n

\"\"<\/em><\/p>\n

Ngu\u1ed3n: Vietnam Report t\u1ed5ng h\u1ee3p<\/em><\/p>\n

T\u00e0i ch\u00ednh phi t\u1eadp trung (Decentralized Finance – DeFi) l\u00e0 m\u1ed9t xu h\u01b0\u1edbng t\u00e0i ch\u00ednh m\u1edbi n\u1ed5i d\u1ef1a tr\u00ean c\u00f4ng ngh\u1ec7 blockchain, cho ph\u00e9p c\u00e1c ho\u1ea1t \u0111\u1ed9ng nh\u01b0 vay, cho vay, \u0111\u1ea7u t\u01b0, giao d\u1ecbch t\u00e0i s\u1ea3n s\u1ed1\u2026 \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n tr\u1ef1c ti\u1ebfp gi\u1eefa c\u00e1c b\u00ean m\u00e0 kh\u00f4ng c\u1ea7n th\u00f4ng qua trung gian t\u00e0i ch\u00ednh truy\u1ec1n th\u1ed1ng nh\u01b0 ng\u00e2n h\u00e0ng, c\u00f4ng ty ch\u1ee9ng kho\u00e1n. Ti\u1ec1n m\u00e3 h\u00f3a \u0111\u00e3 h\u00ecnh th\u00e0nh m\u1ed9t h\u1ec7 sinh th\u00e1i t\u00e0i ch\u00ednh song song, d\u00f9 ch\u01b0a \u0111\u01b0\u1ee3c lu\u1eadt h\u00f3a \u0111\u1ea7y \u0111\u1ee7. Khi c\u00f4ng ngh\u1ec7 \u0111i tr\u01b0\u1edbc ph\u00e1p lu\u1eadt, \u0111\u00e3 t\u1ea1o n\u00ean m\u1ed9t kho\u1ea3ng tr\u1ed1ng ph\u00e1p l\u00fd \u2013 n\u01a1i DeFi v\u1eeba l\u00e0 \u0111\u1ed9ng l\u1ef1c \u0111\u1ed5i m\u1edbi, v\u1eeba ti\u1ec1m \u1ea9n r\u1ee7i ro ch\u00ednh s\u00e1ch. S\u1ef1 thi\u1ebfu v\u1eafng khung ph\u00e1p l\u00fd c\u1ee5 th\u1ec3 v\u1ec1 ti\u1ec1n m\u00e3 h\u00f3a khi\u1ebfn DeFi r\u01a1i v\u00e0o \u201cv\u00f9ng x\u00e1m\u201d, n\u01a1i ho\u1ea1t \u0111\u1ed9ng v\u1eabn di\u1ec5n ra s\u00f4i \u0111\u1ed9ng nh\u01b0ng kh\u00f4ng c\u00f3 c\u01a1 ch\u1ebf b\u1ea3o v\u1ec7 nh\u00e0 \u0111\u1ea7u t\u01b0, c\u0169ng nh\u01b0 thi\u1ebfu ti\u00eau chu\u1ea9n \u0111\u1ec3 doanh nghi\u1ec7p v\u1eadn h\u00e0nh minh b\u1ea1ch v\u00e0 b\u1ec1n v\u1eefng. Theo Chainalysis, Vi\u1ec7t Nam \u0111\u1ee9ng th\u1ee9 5 to\u00e0n c\u1ea7u v\u1ec1 ch\u1ec9 s\u1ed1 \u00e1p d\u1ee5ng ti\u1ec1n m\u00e3 h\u00f3a n\u0103m 2024, v\u1edbi d\u00f2ng v\u1ed1n kho\u1ea3ng 120 t\u1ef7 USD trong giai \u0111o\u1ea1n t\u1eeb th\u00e1ng 7\/2022 \u0111\u1ebfn 6\/2023, cho th\u1ea5y quy m\u00f4 v\u00e0 s\u1ee9c \u1ea3nh h\u01b0\u1edfng ng\u00e0y c\u00e0ng l\u1edbn c\u1ee7a l\u0129nh v\u1ef1c n\u00e0y trong n\u1ec1n kinh t\u1ebf s\u1ed1.<\/p>\n

Tr\u01b0\u1edbc \u00e1p l\u1ef1c th\u1ef1c ti\u1ec5n, Vi\u1ec7t Nam \u0111\u00e3 ti\u1ebfp c\u1eadn DeFi b\u1eb1ng h\u01b0\u1edbng \u0111i th\u1eadn tr\u1ecdng nh\u01b0ng ch\u1ee7 \u0111\u1ed9ng. Th\u00f4ng b\u00e1o 81\/TB-VPCP n\u0103m 2025 v\u1ec1 vi\u1ec7c ho\u00e0n thi\u1ec7n khung kh\u1ed5 ph\u00e1p l\u00fd \u0111\u1ec3 qu\u1ea3n l\u00fd, x\u1eed l\u00fd \u0111\u1ed1i v\u1edbi c\u00e1c lo\u1ea1i t\u00e0i s\u1ea3n \u1ea3o, ti\u1ec1n \u1ea3o, t\u00e0i s\u1ea3n m\u00e3 h\u00f3a, ti\u1ec1n m\u00e3 h\u00f3a. \u0110\u1ebfn ng\u00e0y 14\/06\/2025, Lu\u1eadt C\u00f4ng nghi\u1ec7p C\u00f4ng ngh\u1ec7 s\u1ed1 \u0111\u01b0\u1ee3c Qu\u1ed1c h\u1ed9i th\u00f4ng qua, \u0111\u00e1nh d\u1ea5u m\u1ed9t b\u01b0\u1edbc ti\u1ebfn l\u1edbn khi l\u1ea7n \u0111\u1ea7u ti\u00ean kh\u00e1i ni\u1ec7m \u201ct\u00e0i s\u1ea3n s\u1ed1\u201d \u0111\u01b0\u1ee3c lu\u1eadt h\u00f3a. D\u00f9 v\u1eady, ch\u1ee9c n\u0103ng \u201cph\u01b0\u01a1ng ti\u1ec7n thanh to\u00e1n\u201d c\u1ee7a lo\u1ea1i t\u00e0i s\u1ea3n n\u00e0y v\u1eabn ch\u01b0a \u0111\u01b0\u1ee3c th\u1eeba nh\u1eadn trong khu\u00f4n kh\u1ed5 ph\u00e1p l\u00fd hi\u1ec7n h\u00e0nh. \u0110i\u1ec3m t\u00edch c\u1ef1c l\u00e0 Ch\u00ednh ph\u1ee7 \u0111\u00e3 ban h\u00e0nh danh m\u1ee5c c\u00f4ng ngh\u1ec7 chi\u1ebfn l\u01b0\u1ee3c, trong \u0111\u00f3 c\u00f3 nh\u00f3m c\u00f4ng ngh\u1ec7 Blockchain, bao h\u00e0m t\u00e0i s\u1ea3n s\u1ed1, ti\u1ec1n s\u1ed1, ti\u1ec1n m\u00e3 h\u00f3a. \u0110\u1ed3ng th\u1eddi, \u0111\u1ecbnh h\u01b0\u1edbng x\u00e2y d\u1ef1ng Ngh\u1ecb quy\u1ebft th\u00ed \u0111i\u1ec3m v\u00e0 c\u01a1 ch\u1ebf sandbox v\u1ec1 ph\u00e1t h\u00e0nh, giao d\u1ecbch t\u00e0i s\u1ea3n m\u00e3 h\u00f3a \u0111ang \u0111\u01b0\u1ee3c kh\u1ea9n tr\u01b0\u01a1ng tri\u1ec3n khai. Ch\u00ednh s\u00e1ch n\u00e0y m\u1edf ra c\u01a1 h\u1ed9i \u0111\u1ec3 Vi\u1ec7t Nam b\u01b0\u1edbc v\u00e0o m\u1ed9t giai \u0111o\u1ea1n \u201cc\u1edfi m\u1edf\u201d, v\u1eeba l\u00e0m v\u1eeba \u0111i\u1ec1u ch\u1ec9nh, qu\u1ea3n l\u00fd c\u00f3 ki\u1ec3m so\u00e1t nh\u01b0ng kh\u00f4ng tr\u00ec ho\u00e3n \u0111\u1ed5i m\u1edbi.<\/p>\n

Phong tr\u00e0o \u201cB\u00ecnh d\u00e2n h\u1ecdc v\u1ee5 s\u1ed1\u201d l\u00e0 m\u1ed9t kh\u00e1i ni\u1ec7m m\u1edbi nh\u01b0ng mang t\u00ednh l\u1ecbch s\u1eed ti\u1ebfp n\u1ed1i tinh th\u1ea7n c\u1ee7a phong tr\u00e0o \u201cB\u00ecnh d\u00e2n h\u1ecdc v\u1ee5\u201d th\u1ebf k\u1ef7 20 nh\u1eb1m x\u00f3a m\u00f9 ch\u1eef, sang m\u1ed9t nhi\u1ec7m v\u1ee5 m\u1edbi trong th\u1ebf k\u1ef7 21: x\u00f3a m\u00f9 k\u1ef9 n\u0103ng s\u1ed1. Trong b\u1ed1i c\u1ea3nh chuy\u1ec3n \u0111\u1ed5i s\u1ed1 \u0111ang di\u1ec5n ra nhanh v\u00e0 s\u00e2u r\u1ed9ng tr\u00ean m\u1ecdi m\u1eb7t c\u1ee7a \u0111\u1eddi s\u1ed1ng, vi\u1ec7c ph\u1ed5 c\u1eadp ki\u1ebfn th\u1ee9c v\u00e0 k\u1ef9 n\u0103ng s\u1ed1 kh\u00f4ng ch\u1ec9 l\u00e0 m\u1ed9t nhu c\u1ea7u, m\u00e0 l\u00e0 m\u1ed9t \u0111i\u1ec1u ki\u1ec7n s\u1ed1ng c\u00f2n \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o t\u00ednh to\u00e0n di\u1ec7n, bao tr\u00f9m v\u00e0 c\u00f4ng b\u1eb1ng trong ti\u1ebfn tr\u00ecnh ph\u00e1t tri\u1ec3n qu\u1ed1c gia. Phong tr\u00e0o \u201cB\u00ecnh d\u00e2n h\u1ecdc v\u1ee5 s\u1ed1\u201d kh\u00f4ng ch\u1ec9 l\u00e0 m\u1ed9t ch\u01b0\u01a1ng tr\u00ecnh \u0111\u00e0o t\u1ea1o k\u1ef9 thu\u1eadt s\u1ed1 \u0111\u1ea1i tr\u00e0, m\u00e0 c\u00f2n l\u00e0 m\u1ed9t phong tr\u00e0o x\u00e3 h\u1ed9i h\u00f3a, h\u01b0\u1edbng t\u1edbi vi\u1ec7c trao quy\u1ec1n cho ng\u01b0\u1eddi d\u00e2n, t\u1eeb kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn th\u00f4ng tin, t\u01b0\u01a1ng t\u00e1c v\u1edbi ch\u00ednh quy\u1ec1n \u0111\u1ebfn kh\u1ea3 n\u0103ng t\u1ea1o ra gi\u00e1 tr\u1ecb kinh t\u1ebf qua c\u00f4ng ngh\u1ec7. \u0110\u00e2y l\u00e0 l\u00fac c\u00f4ng ngh\u1ec7 kh\u00f4ng ch\u1ec9 d\u00e0nh cho nh\u1eefng ng\u01b0\u1eddi am hi\u1ec3u k\u1ef9 thu\u1eadt, m\u00e0 c\u1ea7n \u0111\u01b0\u1ee3c ph\u1ed5 c\u1eadp nh\u01b0 m\u1ed9t k\u1ef9 n\u0103ng s\u1ed1ng c\u01a1 b\u1ea3n. S\u1ee9 m\u1ec7nh \u0111\u00f3 \u0111\u00f2i h\u1ecfi s\u1ef1 chung tay t\u1eeb c\u1ea3 h\u1ec7 th\u1ed1ng: nh\u00e0 n\u01b0\u1edbc ban h\u00e0nh ch\u00ednh s\u00e1ch, doanh nghi\u1ec7p c\u00f4ng ngh\u1ec7 h\u1ed7 tr\u1ee3 n\u1ec1n t\u1ea3ng v\u00e0 \u0111\u00e0o t\u1ea1o, tr\u01b0\u1eddng h\u1ecdc \u0111\u1ed5i m\u1edbi gi\u00e1o tr\u00ecnh, c\u00f2n ng\u01b0\u1eddi d\u00e2n ch\u1ee7 \u0111\u1ed9ng h\u1ecdc t\u1eadp \u0111\u1ec3 th\u00edch nghi. Khi \u0111\u00f3, s\u1ef1 \u201cc\u1edfi m\u1edf\u201d c\u1ee7a ng\u00e0nh t\u00e0i ch\u00ednh kh\u00f4ng ch\u1ec9 l\u00e0 thay \u0111\u1ed5i t\u1eeb ph\u00eda cung \u2013 ch\u00ednh s\u00e1ch, c\u00f4ng ngh\u1ec7, d\u1ecbch v\u1ee5 \u2013 m\u00e0 c\u00f2n l\u00e0 s\u1ef1 thay \u0111\u1ed5i t\u1eeb ph\u00eda c\u1ea7u: m\u1ed9t c\u1ed9ng \u0111\u1ed3ng ng\u01b0\u1eddi d\u00e2n \u0111\u1ee7 k\u1ef9 n\u0103ng, \u0111\u1ee7 ni\u1ec1m tin, v\u00e0 \u0111\u1ee7 kh\u1ea3 n\u0103ng t\u1eadn d\u1ee5ng c\u01a1 h\u1ed9i do chuy\u1ec3n \u0111\u1ed5i s\u1ed1 mang l\u1ea1i. \u0110\u00f3 ch\u00ednh l\u00e0 n\u1ec1n m\u00f3ng \u0111\u1ec3 ng\u00e0nh t\u00e0i ch\u00ednh b\u01b0\u1edbc v\u00e0o k\u1ef7 nguy\u00ean m\u1edbi m\u1ed9t c\u00e1ch bao tr\u00f9m, b\u1ec1n v\u1eefng v\u00e0 nh\u00e2n v\u0103n.<\/p>\n

Cu\u1ed1i c\u00f9ng, t\u00e0i ch\u00ednh xanh v\u00e0 b\u1ec1n v\u1eefng l\u00e0 xu h\u01b0\u1edbng \u0111\u1ecbnh h\u00ecnh l\u1ea1i vai tr\u00f2 v\u00e0 ph\u01b0\u01a1ng th\u1ee9c v\u1eadn h\u00e0nh c\u1ee7a ng\u00e0nh t\u00e0i ch\u00ednh trong k\u1ef7 nguy\u00ean m\u1edbi. Kh\u00f4ng c\u00f2n gi\u1edbi h\u1ea1n trong vi\u1ec7c t\u1ea1o ra l\u1ee3i nhu\u1eadn, t\u00e0i ch\u00ednh ng\u00e0y nay \u0111ang chuy\u1ec3n m\u00ecnh th\u00e0nh c\u00f4ng c\u1ee5 \u0111i\u1ec1u h\u01b0\u1edbng d\u00f2ng v\u1ed1n v\u00e0o nh\u1eefng ho\u1ea1t \u0111\u1ed9ng kinh t\u1ebf c\u00f3 tr\u00e1ch nhi\u1ec7m v\u1edbi m\u00f4i tr\u01b0\u1eddng v\u00e0 x\u00e3 h\u1ed9i. T\u00e0i ch\u00ednh xanh th\u00fac \u0111\u1ea9y ng\u00e0nh t\u00e0i ch\u00ednh ph\u00e1t tri\u1ec3n theo h\u01b0\u1edbng d\u00e0i h\u1ea1n, minh b\u1ea1ch v\u00e0 b\u1ec1n v\u1eefng h\u01a1n. Vi\u1ec7c thi\u1ebft k\u1ebf v\u00e0 cung c\u1ea5p c\u00e1c s\u1ea3n ph\u1ea9m nh\u01b0 tr\u00e1i phi\u1ebfu xanh, t\u00edn d\u1ee5ng xanh, hay c\u00e1c qu\u1ef9 \u0111\u1ea7u t\u01b0 ESG kh\u00f4ng ch\u1ec9 m\u1edf ra th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh m\u1edbi m\u00e0 c\u00f2n y\u00eau c\u1ea7u c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh n\u00e2ng cao n\u0103ng l\u1ef1c th\u1ea9m \u0111\u1ecbnh r\u1ee7i ro phi t\u00e0i ch\u00ednh, t\u00edch h\u1ee3p y\u1ebfu t\u1ed1 m\u00f4i tr\u01b0\u1eddng – x\u00e3 h\u1ed9i – qu\u1ea3n tr\u1ecb v\u00e0o m\u00f4 h\u00ecnh \u0111\u00e1nh gi\u00e1. Qua \u0111\u00f3, t\u00e0i ch\u00ednh xanh kh\u00f4ng ch\u1ec9 l\u00e0 m\u1ed9t c\u00f4ng c\u1ee5 h\u1ed7 tr\u1ee3 ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng, m\u00e0 c\u00f2n tr\u1edf th\u00e0nh \u0111\u00f2n b\u1ea9y \u0111\u1ed5i m\u1edbi m\u00f4 h\u00ecnh kinh doanh t\u00e0i ch\u00ednh, th\u00fac \u0111\u1ea9y ng\u00e0nh t\u00e0i ch\u00ednh chuy\u1ec3n t\u1eeb b\u1ecb \u0111\u1ed9ng ph\u1ea3n \u1ee9ng sang ch\u1ee7 \u0111\u1ed9ng ki\u1ebfn t\u1ea1o \u2013 g\u00f3p ph\u1ea7n x\u00e2y d\u1ef1ng m\u1ed9t h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh hi\u1ec7n \u0111\u1ea1i, c\u00f3 tr\u00e1ch nhi\u1ec7m v\u00e0 d\u1eabn d\u1eaft s\u1ef1 chuy\u1ec3n \u0111\u1ed5i kinh t\u1ebf to\u00e0n di\u1ec7n.<\/p>\n

T\u1ea1o d\u1ef1ng uy t\u00edn, c\u1ee7ng c\u1ed1 ni\u1ec1m tin kh\u00e1ch h\u00e0ng<\/strong><\/p>\n

Uy t\u00edn doanh nghi\u1ec7p kh\u00f4ng ch\u1ec9 l\u00e0 t\u00e0i s\u1ea3n v\u00f4 h\u00ecnh m\u00e0 c\u00f2n l\u00e0 l\u1ee3i th\u1ebf c\u1ea1nh tranh c\u1ed1t l\u00f5i trong ng\u00e0nh t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng, l\u0129nh v\u1ef1c m\u00e0 s\u1ef1 tin c\u1eady v\u00e0 minh b\u1ea1ch \u0111\u00f3ng vai tr\u00f2 then ch\u1ed1t. Theo kh\u1ea3o s\u00e1t kh\u00e1ch h\u00e0ng t\u00e0i ch\u00ednh c\u1ee7a Vietnam Report, 60,3% kh\u00e1ch h\u00e0ng \u01b0u ti\u00ean l\u1ef1a ch\u1ecdn d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng d\u1ef1a tr\u00ean nh\u1eefng \u01b0u \u0111\u00e3i v\u1ec1 l\u00e3i su\u1ea5t. \u0110i\u1ec1u \u0111\u00e1ng l\u01b0u \u00fd l\u00e0 h\u01a1n m\u1ed9t n\u1eeda kh\u00e1ch h\u00e0ng (51,3%) \u0111\u00e1nh gi\u00e1 uy t\u00edn v\u00e0 \u0111\u1ed9 tin c\u1eady c\u1ee7a c\u00f4ng ty l\u00e0 y\u1ebfu t\u1ed1 then ch\u1ed1t, g\u1ea7n ngang v\u1edbi y\u1ebfu t\u1ed1 kinh t\u1ebf. \u0110i\u1ec1u n\u00e0y minh ch\u1ee9ng n\u1ebfu gi\u00e1 l\u00e0 y\u1ebfu t\u1ed1 thu h\u00fat, th\u00ec uy t\u00edn m\u1edbi l\u00e0 \u0111i\u1ec1u gi\u1eef ch\u00e2n kh\u00e1ch h\u00e0ng. \u0110i s\u00e2u v\u00e0o c\u1ea5u ph\u1ea7n t\u1ea1o d\u1ef1ng uy t\u00edn, ni\u1ec1m tin c\u1ee7a kh\u00e1ch h\u00e0ng, c\u00e1c ti\u00eau ch\u00ed minh b\u1ea1ch trong ho\u1ea1t \u0111\u1ed9ng v\u00e0 h\u1ee3p \u0111\u1ed3ng (53,8%), d\u1eef li\u1ec7u kh\u00e1ch h\u00e0ng an to\u00e0n v\u00e0 b\u1ea3o m\u1eadt (52,6%), v\u00e0 gi\u1ea3i quy\u1ebft khi\u1ebfu n\u1ea1i nhanh ch\u00f3ng (48,7%) chi\u1ebfm t\u1ef7 tr\u1ecdng l\u1edbn nh\u1ea5t. Nh\u1eefng y\u1ebfu t\u1ed1 n\u00e0y kh\u00f4ng ch\u1ec9 l\u00e0 y\u00eau c\u1ea7u ph\u00e1p l\u00fd hay k\u1ef3 v\u1ecdng d\u1ecbch v\u1ee5, m\u00e0 c\u00f2n l\u00e0 bi\u1ec3u hi\u1ec7n r\u00f5 n\u00e9t c\u1ee7a n\u0103ng l\u1ef1c qu\u1ea3n tr\u1ecb v\u00e0 cam k\u1ebft d\u00e0i h\u1ea1n c\u1ee7a doanh nghi\u1ec7p \u0111\u1ed1i v\u1edbi quy\u1ec1n l\u1ee3i kh\u00e1ch h\u00e0ng.<\/p>\n

H\u00ecnh 5: Ti\u00eau ch\u00ed l\u1ef1a ch\u1ecdn v\u00e0 \u0111\u00e1nh gi\u00e1 uy t\u00edn d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng<\/em><\/p>\n

\"\"<\/em><\/p>\n

Ngu\u1ed3n: Vietnam Report, Kh\u1ea3o s\u00e1t kh\u00e1ch h\u00e0ng ng\u00e0nh T\u00e0i ch\u00ednh, th\u00e1ng 05\/2025<\/em><\/p>\n

T\u1eeb g\u00f3c nh\u00ecn truy\u1ec1n th\u00f4ng, d\u1eef li\u1ec7u Media Coding cho th\u1ea5y c\u00e1c nh\u00f3m ch\u1ee7 \u0111\u1ec1 nh\u01b0 T\u00e0i ch\u00ednh\/K\u1ebft qu\u1ea3 kinh doanh (19,1%), C\u1ed5 phi\u1ebfu (15,7%), H\u00ecnh \u1ea3nh\/PR\/Scandals (9,4%) v\u00e0 S\u1ea3n ph\u1ea9m\/D\u1ecbch v\u1ee5 (8,8%) v\u1eabn \u0111ang d\u1eabn \u0111\u1ea7u v\u1ec1 m\u1ee9c \u0111\u1ed9 thu h\u00fat c\u00f4ng ch\u00fang. \u0110\u00e1ng ch\u00fa \u00fd, T\u00e0i ch\u00ednh l\u00e0 l\u0129nh v\u1ef1c hi\u1ebfm hoi m\u00e0 ch\u1ee7 \u0111\u1ec1 V\u1ecb th\u1ebf th\u1ecb tr\u01b0\u1eddng (6%) xu\u1ea5t hi\u1ec7n trong top 5 ch\u1ee7 \u0111\u1ec1 thu h\u00fat truy\u1ec1n th\u00f4ng nh\u1ea5t. V\u1ecb th\u1ebf kh\u00f4ng ch\u1ec9 l\u00e0 th\u1ee9 h\u1ea1ng, m\u00e0 l\u00e0 ch\u1ec9 d\u1ea5u cho n\u0103ng l\u1ef1c duy tr\u00ec s\u1ef1 \u1ed5n \u0111\u1ecbnh, th\u00edch \u1ee9ng v\u1edbi bi\u1ebfn \u0111\u1ed9ng v\u00e0 d\u1eabn d\u1eaft th\u1ecb tr\u01b0\u1eddng. Trong m\u1eaft kh\u00e1ch h\u00e0ng, \u0111\u00f3 l\u00e0 th\u01b0\u1edbc \u0111o ni\u1ec1m tin, c\u1ee7a s\u1ef1 tin c\u1eady. Khi ni\u1ec1m tin \u0111\u01b0\u1ee3c nu\u00f4i d\u01b0\u1ee1ng b\u1eb1ng gi\u00e1 tr\u1ecb th\u1eadt, t\u1eeb k\u1ebft qu\u1ea3 kinh doanh \u0111\u1ebfn tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng, th\u00ec c\u0169ng l\u00e0 l\u00fac doanh nghi\u1ec7p s\u1edf h\u1eefu \u201ct\u00e0i s\u1ea3n v\u00f4 h\u00ecnh\u201d c\u00f3 gi\u00e1 tr\u1ecb l\u1edbn nh\u1ea5t: l\u00f2ng trung th\u00e0nh c\u1ee7a th\u1ecb tr\u01b0\u1eddng v\u00e0 s\u1ee9c b\u1eadt b\u1ec1n v\u1eefng trong t\u01b0\u01a1ng lai.<\/p>\n

H\u00ecnh 6: Top 5 ch\u1ee7 \u0111\u1ec1 thu h\u00fat truy\u1ec1n th\u00f4ng nh\u1ea5t<\/em><\/p>\n

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Ngu\u1ed3n: Vietnam Report, D\u1eef li\u1ec7u Media Coding ng\u00e0nh T\u00e0i ch\u00ednh, t\u1eeb th\u00e1ng 8\/2023 – 4\/2025<\/em><\/p>\n

Nh\u00ecn chung, ng\u00e0nh t\u00e0i ch\u00ednh Vi\u1ec7t Nam \u0111ang b\u01b0\u1edbc v\u00e0o giai \u0111o\u1ea1n ph\u00e1t tri\u1ec3n m\u1edbi, n\u0103ng \u0111\u1ed9ng v\u00e0 nhi\u1ec1u c\u01a1 h\u1ed9i, nh\u01b0ng c\u0169ng \u0111\u1ea7y th\u00e1ch th\u1ee9c. Trong b\u1ed1i c\u1ea3nh kinh t\u1ebf to\u00e0n c\u1ea7u bi\u1ebfn \u0111\u1ed9ng, xu h\u01b0\u1edbng s\u1ed1 h\u00f3a t\u0103ng t\u1ed1c v\u00e0 y\u00eau c\u1ea7u minh b\u1ea1ch ng\u00e0y c\u00e0ng cao, c\u00e1c doanh nghi\u1ec7p ng\u00e0nh t\u00e0i ch\u00ednh bu\u1ed9c ph\u1ea3i chuy\u1ec3n m\u00ecnh to\u00e0n di\u1ec7n, t\u1eeb m\u00f4 h\u00ecnh kinh doanh, qu\u1ea3n tr\u1ecb r\u1ee7i ro \u0111\u1ebfn chi\u1ebfn l\u01b0\u1ee3c truy\u1ec1n th\u00f4ng v\u00e0 c\u00e1ch ti\u1ebfp c\u1eadn kh\u00e1ch h\u00e0ng. T\u0103ng tr\u01b0\u1edfng kh\u00f4ng ch\u1ec9 \u0111\u01b0\u1ee3c \u0111o b\u1eb1ng quy m\u00f4 t\u00e0i s\u1ea3n hay l\u1ee3i nhu\u1eadn, m\u00e0 c\u00f2n b\u1eb1ng uy t\u00edn th\u01b0\u01a1ng hi\u1ec7u v\u00e0 ni\u1ec1m tin t\u1eeb th\u1ecb tr\u01b0\u1eddng. B\u1ea3ng x\u1ebfp h\u1ea1ng Top 10 C\u00f4ng ty uy t\u00edn ng\u00e0nh T\u00e0i ch\u00ednh n\u0103m 2025 ph\u1ea3n \u00e1nh r\u00f5 n\u00e9t s\u1ef1 chuy\u1ec3n d\u1ecbch n\u00e0y \u2013 khi n\u0103ng l\u1ef1c n\u1ed9i t\u1ea1i, hi\u1ec7u qu\u1ea3 truy\u1ec1n th\u00f4ng v\u00e0 \u0111\u00e1nh gi\u00e1 t\u1eeb kh\u00e1ch h\u00e0ng c\u00f9ng c\u1ed9ng h\u01b0\u1edfng t\u1ea1o n\u00ean l\u1ee3i th\u1ebf b\u1ec1n v\u1eefng. \u0110\u00e2y ch\u00ednh l\u00e0 n\u1ec1n t\u1ea3ng \u0111\u1ec3 ng\u00e0nh t\u00e0i ch\u00ednh Vi\u1ec7t Nam v\u1eefng v\u00e0ng h\u1ed9i nh\u1eadp v\u00e0 d\u1eabn d\u1eaft t\u0103ng tr\u01b0\u1edfng trong k\u1ef7 nguy\u00ean m\u1edbi.<\/p>\n

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B\u1ea3ng x\u1ebfp h\u1ea1ng\u00a0Top 10 c\u00f4ng ty uy t\u00edn ng\u00e0nh\u00a0 T\u00e0i ch\u00ednh n\u0103m 2025 l\u00e0 k\u1ebft qu\u1ea3 nghi\u00ean c\u1ee9u \u0111\u1ed9c l\u1eadp v\u00e0 kh\u00e1ch quan c\u1ee7a Vietnam Report. Vietnam Report \u0111\u00e3 s\u1eed d\u1ee5ng ph\u01b0\u01a1ng ph\u00e1p Media Coding (m\u00e3 h\u00f3a d\u1eef li\u1ec7u b\u00e1o ch\u00ed) \u0111\u1ec3 \u0111\u00e1nh gi\u00e1 uy t\u00edn c\u1ee7a c\u00e1c doanh nghi\u1ec7p tr\u00ean truy\u1ec1n th\u00f4ng t\u1eeb n\u0103m 2012. K\u1ec3 t\u1eeb \u0111\u00f3 \u0111\u1ebfn nay, nhi\u1ec1u b\u1ea3ng x\u1ebfp h\u1ea1ng Top 10 thu\u1ed9c c\u00e1c ng\u00e0nh tr\u1ecdng \u0111i\u1ec3m v\u00e0 c\u00f3 ti\u1ec1m n\u0103ng t\u0103ng tr\u01b0\u1edfng cao c\u1ee7a Vi\u1ec7t Nam \u0111\u00e3 \u0111\u01b0\u1ee3c c\u00f4ng b\u1ed1 th\u01b0\u1eddng ni\u00ean nh\u01b0: B\u1ea5t \u0111\u1ed9ng s\u1ea3n – X\u00e2y d\u1ef1ng, Ng\u00e2n h\u00e0ng, B\u1ea3o hi\u1ec3m, C\u00f4ng ngh\u1ec7, Th\u1ef1c ph\u1ea9m – \u0110\u1ed3 u\u1ed1ng, B\u00e1n l\u1ebb, D\u01b0\u1ee3c, Logistics…<\/em><\/p><\/blockquote>\n

Ph\u01b0\u01a1ng ph\u00e1p nghi\u00ean c\u1ee9u ph\u00e2n t\u00edch truy\u1ec1n th\u00f4ng \u0111\u1ec3 \u0111\u00e1nh gi\u00e1 uy t\u00edn c\u1ee7a c\u00e1c doanh nghi\u1ec7p d\u1ef1a tr\u00ean h\u1ecdc thuy\u1ebft Agenda Setting c\u1ee7a 2 gi\u00e1o s\u01b0 Maxwell McCombs v\u00e0 Donald L. Shaw v\u1ec1 s\u1ef1 \u1ea3nh h\u01b0\u1edfng, t\u00e1c \u0111\u1ed9ng c\u1ee7a truy\u1ec1n th\u00f4ng \u0111\u1ea1i ch\u00fang \u0111\u1ebfn c\u1ed9ng \u0111\u1ed3ng v\u00e0 x\u00e3 h\u1ed9i, \u0111\u01b0\u1ee3c Vietnam Report v\u00e0 c\u00e1c \u0111\u1ed1i t\u00e1c hi\u1ec7n th\u1ef1c h\u00f3a v\u00e0 \u00e1p d\u1ee5ng. Theo \u0111\u00f3, Vietnam Report \u0111\u00e3 s\u1eed d\u1ee5ng ph\u01b0\u01a1ng ph\u00e1p Media Coding (\u0111\u00e1nh gi\u00e1 h\u00ecnh \u1ea3nh c\u1ee7a c\u00f4ng ty tr\u00ean truy\u1ec1n th\u00f4ng) \u0111\u1ec3 ti\u1ebfn h\u00e0nh ph\u00e2n t\u00edch uy t\u00edn c\u1ee7a c\u00e1c c\u00f4ng ty ng\u00e0nh T\u00e0i ch\u00ednh t\u1ea1i Vi\u1ec7t Nam.<\/em><\/p><\/blockquote>\n

Vietnam Report ti\u1ebfn h\u00e0nh m\u00e3 h\u00f3a (coding) c\u00e1c b\u00e0i b\u00e1o vi\u1ebft v\u1ec1 c\u00e1c c\u00f4ng ty trong ng\u00e0nh \u0111\u01b0\u1ee3c \u0111\u0103ng t\u1ea3i tr\u00ean c\u00e1c trang b\u00e1o c\u00f3 \u1ea3nh h\u01b0\u1edfng t\u1ea1i Vi\u1ec7t Nam trong th\u1eddi gian t\u1eeb th\u00e1ng 05\/2024 \u0111\u1ebfn th\u00e1ng 04\/2025. C\u00e1c b\u00e0i b\u00e1o \u0111\u01b0\u1ee3c ph\u00e2n t\u00edch v\u00e0 \u0111\u00e1nh gi\u00e1 \u1edf c\u1ea5p \u0111\u1ed9 c\u00e2u chuy\u1ec7n (story – level) v\u1ec1 24 kh\u00eda c\u1ea1nh ho\u1ea1t \u0111\u1ed9ng c\u1ee5 th\u1ec3 c\u1ee7a c\u00e1c c\u00f4ng ty t\u1eeb s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5, k\u1ebft qu\u1ea3 kinh doanh, th\u1ecb tr\u01b0\u1eddng… t\u1edbi c\u00e1c ho\u1ea1t \u0111\u1ed9ng v\u00e0 uy t\u00edn c\u1ee7a l\u00e3nh \u0111\u1ea1o c\u00f4ng ty. C\u00e1c th\u00f4ng tin \u0111\u01b0\u1ee3c l\u1ef1a ch\u1ecdn \u0111\u1ec3 m\u00e3 h\u00f3a d\u1ef1a tr\u00ean 2 nguy\u00ean t\u1eafc c\u01a1 b\u1ea3n: T\u00ean c\u00f4ng ty xu\u1ea5t hi\u1ec7n ngay tr\u00ean ti\u00eau \u0111\u1ec1 c\u1ee7a b\u00e0i b\u00e1o, v\u00e0 tin t\u1ee9c v\u1ec1 c\u00f4ng ty \u0111\u01b0\u1ee3c \u0111\u1ec1 c\u1eadp chi\u1ebfm t\u1ed1i thi\u1ec3u 5 d\u00f2ng trong b\u00e0i b\u00e1o, \u0111\u00e2y \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 ng\u01b0\u1ee1ng nh\u1eadn th\u1ee9c – khi th\u00f4ng tin \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 l\u00e0 c\u00f3 gi\u00e1 tr\u1ecb ph\u00e2n t\u00edch. C\u00e1c th\u00f4ng tin \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 \u1edf c\u00e1c c\u1ea5p \u0111\u1ed9: Trung l\u1eadp; T\u00edch c\u1ef1c; Kh\u00e1 t\u00edch c\u1ef1c; Kh\u00e1 ti\u00eau c\u1ef1c; Ti\u00eau c\u1ef1c.<\/em><\/p><\/blockquote>\n

Nh\u1eefng nh\u1eadn \u0111\u1ecbnh trong th\u00f4ng c\u00e1o mang t\u00ednh t\u1ed5ng qu\u00e1t v\u00e0 tham kh\u1ea3o cho c\u00e1c doanh nghi\u1ec7p, \u0111\u1ed1i t\u00e1c; kh\u00f4ng ph\u1ea3i nh\u1eadn \u0111\u1ecbnh c\u00e1 nh\u00e2n v\u00e0 kh\u00f4ng ph\u1ee5c v\u1ee5 m\u1ee5c \u0111\u00edch hay nhu c\u1ea7u c\u1ee7a b\u1ea5t c\u1ee9 nh\u00e0 \u0111\u1ea7u t\u01b0 c\u1ee5 th\u1ec3 n\u00e0o. Do \u0111\u00f3, c\u00e1c b\u00ean li\u00ean quan n\u00ean c\u00e2n nh\u1eafc k\u1ef9 t\u00ednh ph\u00f9 h\u1ee3p c\u1ee7a c\u00e1c th\u00f4ng tin tr\u00ean tr\u01b0\u1edbc khi s\u1eed d\u1ee5ng \u0111\u1ec3 \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh \u0111\u1ea7u t\u01b0 v\u00e0 ho\u00e0n to\u00e0n ch\u1ecbu tr\u00e1ch nhi\u1ec7m trong vi\u1ec7c s\u1eed d\u1ee5ng c\u00e1c th\u00f4ng tin \u0111\u00f3.<\/em><\/p><\/blockquote>\n

L\u1ec5 c\u00f4ng b\u1ed1 Top 10 C\u00f4ng ty uy t\u00edn ng\u00e0nh T\u00e0i ch\u00ednh n\u0103m 2025\u00a0s\u1ebd \u0111\u01b0\u1ee3c t\u1ed5 ch\u1ee9c v\u00e0o th\u00e1ng 08\/2025 t\u1ea1i TP. H\u1ed3 Ch\u00ed Minh.<\/em><\/p><\/blockquote>\n","protected":false},"excerpt":{"rendered":"

Ng\u00e0y 26\/06\/2025, Vietnam Report c\u00f4ng b\u1ed1 danh s\u00e1ch Top 10 C\u00f4ng ty uy t\u00edn ng\u00e0nh T\u00e0i ch\u00ednh n\u0103m 2025. L\u1ec5 vinh danh c\u00e1c c\u00f4ng ty uy t\u00edn s\u1ebd di\u1ec5n ra v\u00e0o th\u00e1ng 08\/2025 t\u1ea1i TP. H\u1ed3 Ch\u00ed Minh.   Top 10 C\u00f4ng ty uy t\u00edn ng\u00e0nh T\u00e0i ch\u00ednh \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng d\u1ef1a tr\u00ean nguy\u00ean t\u1eafc […]<\/p>\n","protected":false},"author":2,"featured_media":2211,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-2210","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"_links":{"self":[{"href":"https:\/\/event.vietnamreport.net.vn\/ceosummit\/wp-json\/wp\/v2\/posts\/2210","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/event.vietnamreport.net.vn\/ceosummit\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/event.vietnamreport.net.vn\/ceosummit\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/event.vietnamreport.net.vn\/ceosummit\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/event.vietnamreport.net.vn\/ceosummit\/wp-json\/wp\/v2\/comments?post=2210"}],"version-history":[{"count":0,"href":"https:\/\/event.vietnamreport.net.vn\/ceosummit\/wp-json\/wp\/v2\/posts\/2210\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/event.vietnamreport.net.vn\/ceosummit\/wp-json\/wp\/v2\/media\/2211"}],"wp:attachment":[{"href":"https:\/\/event.vietnamreport.net.vn\/ceosummit\/wp-json\/wp\/v2\/media?parent=2210"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/event.vietnamreport.net.vn\/ceosummit\/wp-json\/wp\/v2\/categories?post=2210"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/event.vietnamreport.net.vn\/ceosummit\/wp-json\/wp\/v2\/tags?post=2210"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}